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Privacy PolicyTerms of Service

Privacy Policy

Last updated: December 3, 2025

1. Introduction

LendFriend ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our community lending platform.

2. Information We Collect

Wallet Information

When you connect your wallet, we collect your public wallet address. This is used to identify your account and track your lending and borrowing activity on the platform.

Connected Platform Data

When you connect third-party platforms (such as Shopify, Stripe, or Square), we collect:

  • Aggregated revenue totals
  • Order/transaction counts
  • Account connection status

We do not collect or store personal customer information from your connected platforms, such as customer names, emails, addresses, or payment details.

Farcaster Profile

If you connect your Farcaster account, we may display your public profile information (username, display name, profile picture) on the platform.

3. How We Use Your Information

We use the collected information to:

  • Calculate your Trust Score based on business revenue metrics
  • Display your profile and lending history on the platform
  • Facilitate loan creation, funding, and repayment
  • Improve our services and user experience

4. Data Storage and Security

Your data is stored securely using industry-standard encryption:

  • At rest: Data is encrypted in our database (Supabase)
  • In transit: All connections use HTTPS/TLS encryption
  • Access tokens: Platform OAuth tokens are encrypted before storage

5. Data Retention

We retain your data for as long as your account is active. When you disconnect a platform or delete your account:

  • Platform connection data is deleted immediately
  • On-chain transaction history remains on the blockchain (immutable)
  • Aggregated, anonymized data may be retained for analytics

6. Data Sharing

We do not sell your personal data. We may share data only in the following circumstances:

  • With your consent
  • To comply with legal obligations
  • To protect our rights and prevent fraud
  • With service providers who assist in operating our platform (under strict confidentiality agreements)

7. Your Rights

You have the right to:

  • Access the data we hold about you
  • Request correction of inaccurate data
  • Request deletion of your data
  • Disconnect any connected platforms at any time
  • Export your data

8. Third-Party Services

Our platform integrates with third-party services including Shopify, Stripe, Square, and Farcaster. Each service has its own privacy policy, and we encourage you to review them. We only access the minimum data necessary to calculate your Trust Score.

9. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last updated" date.

10. Contact Us

If you have questions about this Privacy Policy or our data practices, please contact us at:

Email: privacy@lendfriend.com