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Loans backed by your relationships, not your credit score.
LendFriend makes it easy for community members to get and give interest-free loans. No banks. No credit checks. No collateral. Just people helping people.
Borrowers share their story publicly, community members vouch by contributing, and contributions from close connections strengthen your trust score algorithmically. Your reputation grows with every successful repayment.
Share your story publicly, set your funding goal (up to $5,000), and choose your repayment timeline.
Friends and community members vouch for you by contributing. Each contribution strengthens your trust score algorithmically. Share your loan on Twitter, Farcaster, Bluesky, Facebook and more to expand your network and reach your funding goal faster!
Pay back on your timeline. Every successful repayment builds your reputation for future opportunities. All transactions are transparent and on-chain, and lenders can claim their share as you repay.
We're starting with pure generosity. Zero interest means lenders give because they want to help, not because they're chasing returns. It keeps everything simple and builds real community trust.
Borrowers repay to build their reputation and keep the cycle going. Lenders support people they believe in. And if borrowers want to show extra gratitude, they can leave an optional tip to share with their lenders.
When people succeed here, new opportunities open up—for everyone.
All loans and repayments are on-chain and publicly visible. No hidden fees or terms.
Trust scores based on how well your lenders know you. The closer they are to you, the stronger your score.
Built on Base L2. Gas costs are pennies, not barriers.
Smart contracts handle everything. No middlemen, no counterparty risk.
See how we're building the future of reputation-backed lending, from bootstrap to global scale.
Explore the Vision →Deep dive into our research, evolution strategy, and the academic foundations behind reputation-backed lending.
Read the Research →